No it's not a stupid question. Most things are included in your fare, such as meals in the allocated restaurants, tea coffee and generally a soft drink, the "Showtime" entertainment and lectures and quizzes etc. You will be expected to pay for tours ashore, laundry and dry cleaning, drinks bought from the bar and in restaurants and speciality cafes and reataurants The pools are free but spas will make a charge and cosmetic or medical treatment will also cost. You will be informed about the expected gratuities and there are several ways to pay (or not pay) them but the 15% added to drinks bills is unavoidable. Have a good look in the brochure and or their web site and you will probably discover more. Hop that gives you some idea ....Leanne Dow.
You only have to pay to eat at "Tod English". We ate there one night. and we loved the food/drink and service was fanastic the best experince we have ever had on a ship !! Well worth the cover charge . !! We also enjoyed lunch at Sir Samuels (no extra charge for food and cakes) She's a beautiful ship ! Enjoy it.